Claims Calculator

Neck

• Full recovery within 2 years up to £l5,150

  Minor e.g. Soft tissue whiplash type injury.

• Full recovery between a few weeks and a year up to £2,850

  Minor e.g. Soft tissue whiplash type injury.

• Complete recovery of recovery to 'nuisance' level within a few years up to £9,000

  Moderate e.g. Exacerbation or acceleration of pre-existing unrelated condition

• More severe types of whiplash or wrenching type injury up to £16,400

  Moderate e.g. Exacerbation or acceleration of pre-existing unrelated condition

• Fractures or dislocations causing severe immediate symptoms up to £21,600

  Leaving markedly impaired function or vulnerability to further trauma and some limitation of activities.

• Severe damage to soft tissues up to £36,000

  And/or ruptured tendons resulting in significant permanent disability.

• Injuries giving rise to disabilities of considerable severity up to £86,000
• Injury associated with incomplete paraplegia up to £97,500

  Paraplegia or resulting in permanent spastic quadriparesis or where the injured, despite wearing a collar for a period of years, still has little of no movement in the neck and suffers severe headaches which have proved intractable.

Shoulder

• Fracture of clavicle up to £8,000

  Depending on extent of fracture, level of disability, residual symptoms, temporary or permanent, and whether union is anatomically displaced.

• Minor e.g. soft tissue injury to shoulder up to £2,850

  With considerable pain with almost complete recovery within a year.

• Minor e.g. soft tissue injury to shoulder up to £5,150

  With considerable pain with almost complete recovery within two years.

• Limitation of movement and discomfort up to £8,400

  With persisting symptoms for about two years.

• Dislocation of shoulder up to £12,600

  And damage to lower part of the brachial plexus causing pain in shoulder and neck, aching in elbow, sensory symptoms in forearm and hand, and weakness of grip or a fractured humerus leading to restricted shoulder movement.

• Neck injuries up to £31,500

  Involving damage to brachial plexus resulting in significant disability.

Elbow & Arm

• Simple fractures of the Forearm up to £12,600
• Significant disabilities up to £25,750

  Substantial degree of recovery will have taken place or will be expected.

• Serious fractures of one or both forearms up to £39,300

  Where there is significant permanent residual disability whether functional or cosmetic.

• Injuries falling short of amputation up to £86,000

  But which are extremely serious and leave the injured person little better off than if the arm had been lost.

• Simple fractures up to £8,250

  Tennis elbow syndrome and lacerations with no permanent impairment of function.

• Injuries causing impairment of function up to £21,000

  But not involving major surgery of significant disability.

• A severely disabling injury up to £36,000

Back

• Full recovery or recovery to 'nuisance' level without surgery within two years up to £5,150

  Minor e.g. strains, sprains, disc prolapses and soft tissue injuries.

• Full recovery or recovery to 'nuisance' level without surgery within five years up to £8,250

  Minor e.g. strains, sprains, disc prolapses and soft tissue injuries.

• Exacerbation of existing back condition up to £17,750

  Or prolapsed discs necessitating laminectomy or resulting in repeated relapses.

• Likes of crush fracture of lumbar vertebrae up to £25,500

  Where there is substantial risk of osteoarthritis and constant pain and discomfort with impairment of sexual function; or prolapsed intervertebral disc with substantial acceleration of back degeneration.

• Disc lesions or fractures of disc up to £45,750

  Or of vertebral bodies where despite treatment, there remain disabilities such as continuing severe pain, personality change, alcoholism, unemployability, risk of arthritis.

• Orthopaedic injury to back up to £53,000

  Resulting in impaired bladder and bowel function, severe sexual difficulties and unsightly scarring with the possibility of future surgery.

• Most severe injury not involving paralysis up to £111,000

  But there may be serious consequences not normally found in cases of back injury such as impotence or double incontinence.

Wrist & Hand

• Undisplaced or minimally displaced fractures up to £3,125

  And soft tissue injuries recovering within a matter of months.

• Where recovery from fracture or soft tissue injury takes longer but is complete up to £6,500
• Uncomplicated Colles' fracture up to £4,850
• Less severe injuries up to £16,100

  Where these still result in permanent disability.

• Injury resulting in significant permanent disability up to £25,750

  But where some useful movement remains.

• Injuries resulting in complete loss of function in the wrist up to £31,300 to £39,300
• Severe thumb pain for a very short time up to £1,450

  Full recovery within a few months.

• Thumb fracture with recovery in six months up to £2,600

  Except for residual stiffness.

• Severe thumb dislocation up to £4,450
• Involving amputation of the tip up to £11,000

  Nerve damage or fracture necessitating insertion of wires as a result of which the thumb is cold and ultra-sensitive and there is impaired grip and loss of manual dexterity.

• Thumb has been severed at the base up to £23,000

  And grafted back leaving a virtually useless and deformed digit, or where the thumb has been amputated through the interphalangeal joint.

• Loss of thumb up to £36,000
• Fracture of one finger up to £3,125
• Amputation of terminal phalanges of the index and middle fingers up to £16,400
• Amputation of ring and little fingers up to £14,350
• Loss of part of the little finger up to £3,850
• Amputation of little finger up to £8,000
• Loss of terminal phalanx of the ring and middle fingers up to £5,150
• Serious injury to ring or middle fingers up to £10,750
• Total loss of middle finger up to £10,250
• Fracture of index finger up to £8,000
• Partial loss of index finger up to £12,250
• Total loss of index finger up to £12,250
• Severe fractures to fingers up to £24,100
• Less serious crush injuries up to £2,850

  Penetrating wounds, soft tissue type and deep lacerations with recovery within a few months.

• Crush injuries up to £8,700

  Penetrating wounds, soft tissue type and deep lacerations. The top of the bracket would be appropriate where surgery has failed and permanent disability remains.

• Severe crush injury resulting in impaired function up to £19,000

  Without future surgery or despite operative treatment undergone.

• Injuries would have reduced the hand to around 50% capacity up to £40,650

  Could be cases where several fingers have been amputated but rejoined to the hand leaving it clawed, clumsy and unsightly, or amputation of some fingers together with part of the palm resulting in gross diminution of grip and dexterity and gross disfigurement.

• Amputation of index and middle and/or ring fingers up to £59,500
• Total or effective loss of one hand up to £72,000
• Serious damage to both hands up to £55,000

  Leaving permanent cosmetic disability and loss of function.

• Total or effective loss of both hands up to £132,000

Pelvis & Hips

• Complete recovery up to £2,600
• Despite significant injury there is little or no residual disability up to £8,250
• Limited Severity e.g. hip replacement up to £17,500

  If carried out wholly successfully the aware tends to be at top of the bracket, this also includes cases where hip replacements may be necessary in the foreseeable future.

• Significant injury to the pelvis or hip up to £25,750

  Where any permanent disability is not major and future risk is not great.

• Fracture of acetablum leading to degenerative changes up to £34,500

  And leg instability requiring osteotomy and likelihood of hip replacement surgery in the future; fracture of an arthritic femur or hip necessitating hip replacement; or a fracture resulting in a hip replacement only partially successful so that there is clear risk of the need for revision surgery.

• Fracture dislocation of the pelvis up to £51,500

  Involving both ischial and pubic rami and resulting in impotence; or traumatic myositis ossificans with formation of ectopic bone around the hip.

• Extensive pelvic fractures up to £86,000

  Involving dislocation of a low back joint and a ruptured bladder, or a hip injury resulting in spondylolidthesis of a low back joint with intolerable pain and necessitating spinal fusion with residual disabilities such as complicated arthrodesis, sexual disfunction, or hip deformity making the use of calliper essential; or may present difficulties for natural delivery.

• Below-elbow amputation up to £72,000
• Above-elbow amputation up to £86,000
• Arm amputated at the Shoulder up to £90,000
• Loss of Both Arms up to £197,000

Leg

• Simple fractures and soft tissue injuries up to £6,000
• Simple fracture of a femur up to £9,200

  With no damage to articular surfaces.

• Fractures from which an incomplete recovery is made up to £18,250

  Injured person left with a metal plate and/or defective gait, a limp, impaired mobility, sensory loss, discomfort or an exacerbation of a pre-existing disability.

• Severe, complicated or multiple fractures up to £25,750
• Serious injuries to joints or ligaments up to £36,000

  Resulting in instability, prolonged treatment, a lengthy period of non-weight-bearing, the near certainty that arthritis will ensue.

• Injuries leading to permanent problems with mobility up to £55,500

  The need for crutches for the remainder of the injured person's life; injuries where multiple fractures have taken years to heal and have led to serious deformity and limitation of movement, or where arthritis has developed in a joint so that further surgical treatment is likely.

• Such injuries like extensive degloving of the leg up to £89,000

  Where there is gross shortening of the leg or where fractures have not united and extensive bone grafting has been undertaken.

• Below-knee amputation of one leg up to £86,000
• Above-knee amputation of one leg up to £92,000
• Below-knee amputation of both legs up to £177,500
• Total loss of both legs up to £185,000

Knee

• Injuries involving less serious dislocation up to £9,000

  Lacerations, twisting or bruising injuries, torn cartilage or meniscus or which accelerate symptoms from a pre-existing condition but which additionally result in minor instability, wasting, weakness or other mild future disability.

• Injuries involving dislocation up to £17,500

  Torn cartilage or meniscus or which accelerate symptoms from a pre-existing condition but which additionally result in minor instability, wasting, weakness or other mild future disability

• Less severe leg fractures extending into the knee joint up to £28,250

  And/or injuries which result in less severe disability. Continuing symptoms by way of pain and discomfort and limitation of movement or instability or deformity with the risk of degenerative changes occurring.

• Leg fracture extending into the knee joint causing pain up to £45,750

  Which is constant, permanent, limiting movement or impairing agility and rendering the injured person prone to osteoarthritis and the risk of arthroplasty.

• Serious knee injury where there has been disruption of the joint up to £63,000

  Gross ligamentous damage, lengthy treatment, considerable pain and loss of function and an arthrodesis or arthroplasty has taken place or is inevitable.

Foot & Ankle

• Less serious, minor or undisplaced fractures up to £9,000

  Sprains and ligamentous injuries.

• Fractures up to £17,500

  Ligamentous tears the like which give rise to less serious disabilities.

• Injuries necessitating extensive period of treatment up to £32,750

  And/or a lengthy period in plaster or where pins and plates have been inserted and there is significant residual disability in the form of ankle disability.

• Transmalleolar fracture of the ankle up to £45,750

  With extensive soft tissue damage resulting in deformity and risk that any future injury to the leg might necessitate a below-knee amputation.

• Simple metatarsal fractures up to £9,000

  Ruptured ligaments, puncture wounds and similar.

• Simple metatarsal fractures up to £9,000

  Continuing symptoms such as a permanent limp, pain or aching.

• Simple metatarsal fractures up to £4,350

  Straightforward foot injuries such as fractures, lacerations, contusions from which complete of near complete recovery is made.

• Displaced metatarsal fractures up to £16,400

  Resulting in permanent deformity and continuing symptoms.

• Grievous burns to both feet up to £25,750

  Requiring multiple operations and leaving disfiguring scars and persistent irritaion.

• Fractures of both heels or feet up to £44,200

  With a substantial restriction on mobility or considerable or permanent pain.

• Permanent and severe pain up to £72,000

  Or really serious permanent disability.

• Amputation of one foot up to £72,000
• Amputation of both feet up to £132,500
• Relatively straightforward toe fractures up to £6,300

  Or the exacerbation of a pre-existing degenerative condition.

• Straightforward toe fractures up to £3,500

  Of one or more toes with complete resolution within a short period of time.

• Serious injuries to the great toe up to £9,000

  Or crush and multiple fractures of two or more toes with some permanent disability by way of discomfort, pain or sensitive scarring.

• Severe crushed toe injuries up to £12,600

  Falling short of the need for amputation or necessitating only partial amputation, including bursting wounds and injuries resulting in severe damage.

• Amputation of great toe up to £20,500
• Amputation of all toes up to £37,000

Asbestos Related Disease

Mesothelioma, lung cancer and asbestosis are the most serious of these. Mesothelioma is typically of shorter duration than either of the other two and often proves fatal within a matter of months from fi rst diagnosis. Lung cancer and asbestosis are likely to have a fatal outcome but the symptoms often endure for several years.

• Mesothelioma £35,000 to £83,750

  Mesothelioma causing severe pain and impairment of both function and quality of life. This may be of the pleura (the lung lining) or of the peritoneum (the lining of the abdominal cavity); the latter being typically more painful. The duration of pain and suffering accounts for variations within this bracket

• Lung Cancer £51,500 to £66,000

  Lung cancer, again a disease proving fatal in most cases, the symptoms of which may not be as painful as those of mesothelioma, but more protracted. See above.

• Asbestosis £31,500 to £69,500

  Asbestosis, causing impairment of the extremities of the lungs so that oxygen uptake to the blood stream is reduced. In the early stages the disease may be symptomless but progresses to cause severe breathlessness. Mobility is likely to become seriously impaired and quality of life reduced. Respiratory disability of between 10 and 20 per cent will probably attract an award in the region of £45,000.

• Pleural thickening £25,250 to £51,500

  Pleural thickening, typically causing progressive symptoms of breathlessness by inhibiting expansion of the lungs (the so-called cuirasse restriction). Disease may gradually progress to cause more serious respiratory disability.

• Provisional awards £4,350 to £7,250

  Provisional awards for the least serious cases within (d)where the provisional award excludes any risk of the development of mesothelioma, lung or other cancer or asbestosis.